-Editorial About 60% of U.S. homeowners have a mortgage and most have a mortgage that lasts 30 years with a fixed interest rate. Monthly payments to the bank do not change over the life of those loans. From early 2020 through early 2022, adjustable-rate loans made up less than 5% …

-Editorial The time for talking and campaigning is now over and after an intense election day, the preliminary results are showing who our representatives are going to be. The preliminary results that were published at 8 p.m. on Nov. 8 showed people where things were going. The third update will …